BENDAL DESIGN & BUILDERS

For all applicants:

      Completely filled-out PSBank Home Loan application form

      Cash or Check payable to Philippine Savings Bank as non-refundable payment for appraisal fees

      Photocopy of Transfer/Condominium Certificate of Title (TCT/CCT)

      Contract to Sell/Reservation Agreement (if acquiring from an accredited developer)

      Valid photo-bearing IDs with signature

      Copy of Marriage Contract (if married)

      Copy of Court Decision on Annulment and Certificate of Finality of Decision (if annulled)

      Copy of Court Decision on Legal Separation and Certificate of Finality of Decision (if legally separated)

 

For employed applicants

      Latest Certificate of Employment

      Income Tax Return or BIR Form 2316, 2306 or 1700

 

for applicants in business or professional practice:

      Latest BIR Form 1701 or 2317

      Latest audited Financial Statement with BIR stamp

 

Overseas Filipino Worker

       Photocopy of Passport

       Contract / Certificate of Employment (COE) approved by the POEA, if applicable, authenticated by the

       Philippine Consulate (if direct hired)

       Proof of inward remittance thru PNB or other banks

       Crew Contract and Exit Pass from POEA (for seafarers only)

       PNB-prescribed Special Power of Attorney (SPA), if applicable

       If SPA was executed and notarized abroad, such has to be authenticated by the Philippine Consulate

 

COLLATERAL DOCUMENTS

        Two (2) sets of clear photocopy of TCT / OCT / CCT (all pages including blank pages with the book and page / volume number indicated on the front page)

        Photocopy of the latest Tax Declaration / Realty Tax Receipts / Tax Clearance

        Lot Plan with Location / Vicinity Map certified by a licensed Geodetic Engineer 

        Master Deed of Declaration & Restrictions (for Condominium)

 

  For construction / renovation purposes (provided by architect & contractor)  

        Building Plans (complete set) duly signed by a Civil Engineer / Architect    

        Bill of Materials / Specifications / Cost Estimates duly certified by a Civil Engineer / Architect      

        Scope of Work (for renovation)    

        Building Permit

        Deed of Absolute Sale or Contract to Sell (purchase of lot / house and lot) FOR REFINANCING

        Current Statement of Account

        Official Receipt or cleared checks on amortization payments made or Passbook / Bank Statement where the monthly amortization

           payment is debited (at least 6 months)